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The Paycheck Protection Program (PPP) provides forgivable emergency loans.

The program is designed for Paycheck Protectionso businesses keep and rehire employees. As a result, if you spend your loan on payroll, rent, mortgage interest, or utilities then the government will forgive your loan so you don’t have to pay it back.

Funds are provided in the form of loans that will be fully forgiven when used for certain designated expenses. These include: interest on mortgages, rent, and utilities (at least 60% of the forgiven amount must have been used for payroll--previously 75%), operations expenses (software, cloud computing, etc.), supplier costs, worker protection expenditures. Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.


• Will I be able to apply for a second PPP loan if I received funds from the first program in summer 2020?
• Must I keep employees on my payroll or rehire them quickly?
• Are all small businesses eligible?
• What do I need to apply?
• What documents do I need to apply for my Paycheck Protection Program loan?
• Do I need to first look for other funds before applying to this program?
• How long will this program last?
• How many loans can I take out under this program?
• What can I use these loans for?
• What counts as payroll costs?
• Does the PPP cover paid sick leave?
• How large can my loan be?
• How much of my loan will be forgiven?
• How can I request loan forgiveness?
• What is my interest rate?
• When do I need to start paying interest on my loan?
• When is my loan due?
• Can I pay my loan earlier than 5 years?
• Do I need to pledge any collateral for these loans?
• Do I need to personally guarantee this loan?
• What do I need to certify?

Learn More and Apply NOW Before Funds Run Out by CLICKING HERE
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